Household Budget Template
Combine incomes from every earner and set them against shared household expenses — combined totals and the household bottom line compute automatically.
Preview
The workbook ships with the example values below plus blank rows — every total is a live formula.
| Item | Person / Category | Monthly amount |
|---|---|---|
| INCOME | ||
| Primary salary | Alex | $3,800.00 |
| Freelance design | Alex | $900.00 |
| Salary | Sam | $2,950.00 |
| Combined income | $7,650.00 | |
| SHARED EXPENSES | ||
| Housing | Shared | $1,850.00 |
| Groceries | Shared | $950.00 |
| Childcare | Shared | $1,100.00 |
| Transportation | Shared | $620.00 |
| Insurance | Shared | $440.00 |
| Utilities | Shared | $340.00 |
| Everything else | Shared | $730.00 |
| Combined expenses | $6,030.00 | |
| Remaining (household) | $1,620.00 | |
How to use it
- List each income source per person — the template groups two earners plus extras.
- Enter shared expenses at full household cost, not per-person shares.
- The summary references both sections: combined income, combined expenses, and what remains.
- Discuss the Remaining number together monthly; if it is negative, the category table shows where to look.
Related online calculators
Free for personal use. The file contains no macros — just data, formatting, and standard spreadsheet formulas that work in Excel, Google Sheets, and LibreOffice.